Economic data points were given the greatest weight in order to put the focus on places with lower costs of living or home affordability. “I recently helped a couple relocate from California to Hoover, Alabama, a suburb of Birmingham. Stories, strategies, and tips for better personal finance. This coastal city near the US-Mexico border is an affordable place to retire, thanks to low care costs for seniors. - Bill Bell, 55places.com local expert. as well as other partner offers and accept our, Fee-only vs. commission financial advisor, SmartAsset's free tool can find a financial planner to help you take control of your money and plan for a, The best high-yield savings accounts right now, The 15 states where $1 million in retirement savings will last the longest, 2 things to do today if you want to retire in 10 years, according to a man who retired at 52. There are also plenty of sites related to other wars and battles fought here. The great health care offerings and quality of life just sweeten the deal even more. The most unique attraction in Wichita Falls has to be the Professional Wrestling Hall of Fame and Museum. There are also quite a few communities with homes starting in the $100s, including Cinnamon Cove, Heritage Palms, Magnolia Landing, and Gulf Harbour Yacht & Country Club. - Denise Guzzetta,  VP of Talent and Workforce Development, Sioux Falls Development Foundation. We eliminated certain cities based on crime, median household income data, and extreme climate considerations, leaving us with 215 places. This Delaware region also boasts a rich history as well as cultural and recreational attractions for locals to enjoy. However, don’t forget to also check out Oak Run, Summerglen, and Pine Run Estates for more affordable options. If you’re hungry, head to the Goshen Farmers Market or Kercher’s Orchard to pick something good. Meanwhile, the Penobscot Theatre Company produces shows all year long. Retirees looking for affordability in the Northeast shouldn’t overlook New Hampshire, where costs can often be 10 percent less than New York and 20 percent less than Massachusetts. You can take a scenic walk along the two-mile Tubbs Hill Trail, relax on the beaches of Coeur d’Alene City Park, visit Coeur d'Alene Resort Boardwalk Marina and get out on the water via Lake Coeur d'Alene Cruises, or head to the Mineral Ridge Scenic Area at Wolf Lodge Bay, Thompson Lake, and Trail of the Coeur d'Alenes for birding and enjoying nature. Blacksburg is home to Virginia Tech and that means there’s a lot of great cultural opportunities to be found here. Founded in 1744, this city is located in the northernmost tip of Virginia’s Shenandoah Valley region, which puts you right along the Appalachian Trail. South Bend, IN has a tranquil vibe with access to everything provided by the University of Notre Dame. The cost of living here is below the national average and a full 10 percent less than Miami. And you can always stop by the Kootenai County Farmers Market for fresh produce yourself. The Maple City Greenway is a network of bike and pedestrian trails throughout Goshen, a great way to get to know the region. And there is a large VA Hospital located right next to Shands for retired veterans. It isn’t just about affordability, of course. Cleveland. Chile. Those seeking out arts and culture will find it at The Hearts Center for the Arts, Oster Regent Theatre, or the Gallagher Bluedorn Performing Arts Center. For active adults on a budget, it’s not about finding the cheapest place to live. Memphis has so many museums and places of historical significance, it’s hard to keep track. While Latitude Margaritaville might be the reason you’re considering Daytona Beach, those looking for more affordable options without losing the amenities might be found in nearby Ormond Beach. Birmingham is also a city of festivals, such as The Sidewalk Moving Picture Festival and Taste of 4th Avenue Jazz Festival. This community, which routinely offers homes in the $100K range, was described as an “adult Disney World” by one resident. Dodge City might be famous for its reputation as a wild frontier town of the Old West, but a lot has changed since then. Keep an eye out for the Barn Quilts of Black Hawk County and explore all of the spots you find them. So imagine our surprise when we crunched the numbers and found the most affordable place to retire was located in...South Dakota. The city boasts over 30 miles of biking and hiking trails and seven Florida State Parks. Chances are it’s happening at Daytona International Speedway. Thanks to a low cost of living, solid income-to-home price ratio, and an extremely low unemployment rate, Cedar Falls in Iowa rated very high in our rankings. Many people think of... 3. googletag.pubads().enableSingleRequest(); Thanks to a low cost of living, solid income-to-home price ratio, and an extremely … Downtown Phoenix has really blossomed in recent years. - Cassie Lamoureux, 55places.com local expert. A low cost of living, affordable real estate, good economy, and strong volunteerism is how it ranked so high. Indy is a city where you can find something for every interest. Located on campus, Shands Hospital is one of the top medical institutions in the country and in the past few years has expanded their facilities with a new cancer hospital, a new heart and vascular hospital, and a new neuromedicine hospital. Lakeland is also situated right in between Tampa and Orlando, making it very easy to commute to either and enjoy all the attractions found in both. These days, the Kansas city has remade itself based on where it comes from as well as where it’s going. Montgomery, Alabama's low costs of living and senior care gives residents an edge on making their retirement dollars stretch. Memphis made its reputation on music and barbecue but it’s also gaining a reputation as a solid pick for retirement, especially if you want to balance affordability with access to fun. © 2007 - 2020 55places.com, a division of Neighborhoods.com. When we asked how much they expected their next home to cost compared to the value of their current one, 26 percent said “about the same,” 27 percent said “slightly less” and 24 percent said “much less.” That’s 77 percent of active adult respondents telling us that their next home needs to be affordable. Birmingham, AL thrives with history, culture, and nice weather. In September 55places.com ranked the 20 best places to retire in the U.S. Whether you're interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet. Afterward, there’s no better way to explore the city’s shops, museums, hotels, and restaurants than by using The River Walk. Just outside of the city, look to Vandalia by Del Webb, Stoney Meadows, and Wellington at Saratoga, all of which have homes starting in the $100s as well. This time, however, we wanted to focus on the towns, cities, and regions that foster that balance between affordability and good living. Sanibel Island is a must-visit, especially to experience the J.N. There are many great museums to visit, including the Birmingham Museum of Art and the Birmingham Civil Rights Institute. Dodge City Days is the city’s annual community festival and include a rodeo, a parade, concerts, and more. }); Some of the offers on this site are from companies who are advertising clients of Personal Finance Insider (for a full list. Only the first initial of your last name will be displayed. For those looking for affordability in Florida who would prefer to be more centrally located to major cities, Lakeland provides that opportunity. That goes for retirees as well, who, along with the beauty of the region, will appreciate a cost of living below the national average, a strong local economy, and a high quality of life. Beer fans can stop at Mankato Brewery while wine lovers can head to Javens Family Vineyard and Winery. While taxes might be higher in Texas than in Florida and Alabama, a lower cost of senior care makes San Antonio a good city for retirement. Then visit the Shenandoah Valley Discovery Museum and the Museum of the Shenandoah Valley, which will give you plenty of appreciation for this fertile region. The Pearl District has become the city’s cultural hub amongst historic buildings and unique shops. window.googletag = window.googletag || {cmd: []}; Indianapolis, IN provides the fun of a big city with plenty of green space and a low cost of living. Another Florida city better known for college students, Gainesville has gained a reputation over the years as the college town that retirees love to call home. To update its list of the best places in the US to retire for 2019, personal finance site WalletHub calculated which cities were the most affordable by looking at the overall costs of living, tax rates, inheritance and estate taxes, and the costs of both in-home and day care for seniors.

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