Bank loan takers who are looking forward to availing this EMI waiver offered by the RBI, should know that the State Bank of India (SBI) is the first bank that has extended this RBI offer to its customers. English to French. Luviena Lodh's laywers allege Mahesh Bhatt, Mukesh Bhatt, Amyra Dastur... Elizabeth Olsen-Paul Bettany's 'WandaVision' streaming date... Vijay Raaz breaks silence on molestation charges, says 'pronounced gui... 'RRR' stars Jr NTR and Ram Charan twin in white during Diwali cel... Imran Khan govt installed hidden cameras in jail washroom: Maryam Nawaz Sha... Myanmar polls: Suu Kyi's party gets majority to form govt, India-Japan... India joins UK in raising concern over killing of Ahmadi man in Pakistan, WHO in talks with Russian institute on Sputnik V COVID-19 vaccine, SBI Alert: Here are tips to stay away from fraudsters on social media. Explaining in brief what this EMI moratorium really means for home, auto, bike personal loan takers who have to pay money every month, Jitendra Solanki, a SEBI registered tax and investment expert said, "The RBI has only allowed banks to declare a moratorium. What RBI's EMI Moratorium Means Tamil Film Active Producers Association (TFAPA) and Qube, one of the digital service providers (DSP), were at loggerheads over Virtual Print Fee (VPF) because of … However, he said that nothing will be waived-off. Now, they can all delay their EMI payment for the next three months. The COVID-19 pandemic and the related shutdown in the entire country had forced the RBI to grant borrowers a six-month loan moratorium which ended on August 31. Learn more. English to English. However, the government has decided to give some relief in the form of waiving the compound interest on loans under moratorium. In a huge relief to loan borrowers, the government on Friday told the Supreme Court it supports the waiver of compound interest on loans under moratorium for certain categories. 1. Asking people to understand the difference between EMI moratorium and EMI waiver Solanki added, "This is not an EMI waiver, but an EMI moratorium. Bank loan takers who are looking forward to availing this EMI waiver offered by the RBI, should know that the … Check Business Breaking News Live on Zee Business Twitter and Facebook. If announced by your bank, you can forego payment of your entire EMI, including payment and interest." Solanki added, "This means that unless you have specific approval from your bank, your EMIs will still be deducted from your account.". However, he expected the majority of the other banks to follow suit. You will have to pay the EMIs at a later date as decided by the bank. 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